Liberty Company Employee Benefits
Benefit Administration
Learn about eligibility, enrollment, and more.
On This Page
Eligibility Information
Full-time employees who work at least 30 hours per week are eligible for benefits. You can also cover:
- Your spouse or domestic partner
- Your children up to age 26
Waiting periods and coverage start dates follow the plan documents.
Enrollment Information
Open enrollment for 2027 runs November 9 to November 20, 2026. The benefits you choose take effect January 1, 2027 and last through December 31, 2027.
Enroll online in Rippling at app.rippling.com. Finish all four steps or your elections won’t be saved:
- Step 1: Verify your personal and family information and complete any items on your To-Do List.
- Step 2: Choose your plans. To waive a benefit, select Waive coverage. To leave a dependent off a plan, uncheck the box next to their name.
- Step 3: Review your selections and confirm. You’ll see the monthly cost of each one.
- Step 4: Review and sign any insurance documents and waivers.
Name or update your life insurance beneficiaries while you enroll.
Explore Your Benefits
Benefits Guide
Download your Employee Benefits guide PDF with all your latest benefit information.
Carrier Contact Information
Allstate Identity Protection Contact Info
Identity Theft Protection
- Customer care: 800-789-2720
- Website: myaip.com
Cigna Contact Info
Medical Insurance, 2026 Medical Insurance
- Member services: 888-806-5094
- Member services (number on the plan documents): 866-494-2111
- Member portal and app: myCigna.com
- Virtual care: MDLIVE, through myCigna
- Pharmacy: Walgreens or CVS network (CVS by default). Change it at myCigna.com or by calling the number on your ID card
- Language help: 800-244-6224 (TTY 711)
HealthEquity Contact Info
Health Savings and Flexible Spending Accounts, 2026 Health Savings and Flexible Spending Accounts
- Member services: 866-346-5800
- Liberty’s HealthEquity page: learn.healthequity.com/the-liberty-company
- Account login: healthequity.com or the HealthEquity app. Member ID is your SSN
Kaiser Permanente Contact Info
Medical Insurance, 2026 Medical Insurance
- Member services: 800-464-4000 (TTY 711)
- Member services in Spanish: 800-788-0616
- Member services in Chinese dialects: 800-757-7585
- Website and app: kp.org
- Drug formulary: kp.org/formulary
MetLife Contact Info
Pet Insurance, Dental Insurance, Legal Plan, 2026 Pet Insurance, 2026 Dental Insurance
- Dental customer service: 800-GET-MET8 (800-438-6388)
- Dental claims and benefits: metlife.com/mybenefits or the MetLife US app. Member ID is your SSN
- Dentist list or claim forms by mail or fax: 800-275-4638
- Legal Plan: 800-821-6400, members.legalplans.com
- Pet insurance quotes and enrollment: 877-649-7351, metlife.com/getpetquote
Reliance Standard Contact Info
Disability Insurance, Critical Illness Insurance, Accident Insurance, Employee Assistance Program, Life and AD&D Insurance
- Claims and benefits (life, disability, accident, critical illness): 877-202-0055
- File a disability, accident or critical illness claim: matrixabsence.com
- Website: reliancestandard.com
- EAP: 855-RSL-HELP (855-775-4357), text 858-224-2094, rsli@acieap.com
- EAP online: mylifeexpert.com, company code RSLI859
- Travel assistance: 800-456-3893 in the U.S., or call collect 603-328-1966 from anywhere
Voya Financial Contact Info
401(k) Retirement Plan, 2026 401(k) Retirement Plan
- Customer service: 800-584-6001, weekdays 8 a.m. to 9 p.m. ET (press 0 to reach an associate)
- Enroll online: myretirementbenefit.voya.com/t/Rb4z
- Enrollment help: 888-311-9487, weekdays 8 a.m. to 9 p.m. ET
- Plan number: 864151 (plan verification number 86415199)
- Manage your account: VoyaRetirementPlans.com or the Voya Retire app
- Roll over old retirement accounts: Voya Account Consolidation Team, 866-865-2660 or ACT@voya.com
- Financial wellness classes: voya.com/voyalearn
VSP Contact Info
Vision Insurance, 2026 Vision Insurance
- Member services: 800-877-7195
- Website: vsp.com
- ID card: download from your VSP account, or your eye doctor can look you up by SSN
Coverage Documents
Legal Plan
Links to short MetLife videos on the legal plan and digital estate planning.
Legal Plan
How to set up your account at members.legalplans.com, find your Eligibility ID, add dependents and use the online estate planning tool.
Legal Plan
Three ways to reach a network attorney: the online directory, the Client Service Center at 800-821-6400, or Ask an Attorney by email.
Legal Plan
Three steps to find a network attorney and book an appointment, with no copays, deductibles or claim forms for covered matters.
Legal Plan
What the legal plan covers, from estate planning and home sales to traffic tickets, plus FAQs on cost, attorneys and family coverage.
401(k) Retirement Plan
How to register at voyaretirementplans.com, use the Voya Retire app, or check your account by phone at 1-800-584-6001.
Medical Insurance
2027 summary of The Liberty Plan, a self-funded, no-network plan with a $200 deductible and flat copays for office visits and prescriptions.
Medical Insurance
2027 summary of The Liberty HSA Plan, an HSA-eligible, no-network plan with a $2,000 deductible and $0 preventive care.
2026 Pet Insurance, Pet Insurance
Monthly MetLife pet insurance webinars for 2026.
2026 Pet Insurance, Pet Insurance
Coverage for birds, reptiles, rabbits and other exotic pets, with the full list of eligible species.
2026 Pet Insurance, Pet Insurance
Submit claims, store health records and chat with a vet 24/7 in the MetLife Pet app.
2026 Pet Insurance, Pet Insurance
Step-by-step instructions for getting a quote and enrolling directly with MetLife.
2026 Pet Insurance, Pet Insurance
What MetLife pet insurance covers and how reimbursement works.
Identity Theft Protection
Everything included in Allstate’s Pro+ Cyber identity protection plan.
2026 Vision Insurance, Vision Insurance
VSP Choice plan summary with exam, lens, frame and contact lens coverage.
2026 Dental Insurance, Dental Insurance
MetLife’s tips for keeping your teeth and gums healthy.
2026 Dental Insurance, Dental Insurance
A one-page overview of the extra services that come with MetLife Dental.
2026 Dental Insurance, Dental Insurance
How to save your MetLife dental ID card to Apple Wallet from the MetLife US app.
2026 Dental Insurance, Dental Insurance
What you can do in the MetLife US mobile app, from finding a dentist to checking claims.
2026 Dental Insurance, Dental Insurance
Step-by-step instructions for searching MetLife’s online dentist directory.
2026 Dental Insurance, Dental Insurance
MetLife’s guide to how the dental PPO works, with network savings and extra services.
2026 Dental Insurance, Dental Insurance
2026 MetLife PPO summary for employees in Texas, Mississippi and Louisiana, where out-of-network major services pay 60%.
2026 Dental Insurance, Dental Insurance
2026 MetLife PPO summary with coverage levels, the $5,000 annual maximum and frequency limits.