Liberty Company Employee Benefits
Everything you need to know about your benefits and how to use them.
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Learn about your employee benefits.
Questions about specific benefits? Contact the carrier directly.
View all coverage documents and resources.
See which medical plan is right for you.
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Explore Your Benefits
Learn about your benefits.
Save for retirement through Voya with traditional or Roth contributions, and get a Liberty match on the first 3% you put in, up to $3,000 a year.
Voluntary Reliance Standard coverage that pays you cash after an off-the-job injury, starting at $1.95 a paycheck.
Voluntary Reliance Standard coverage that pays a lump sum if you’re diagnosed with cancer, a heart attack, stroke or another covered illness.
One MetLife PPO plan on the PDP Plus network with a $5,000 annual maximum and orthodontia for adults and kids.
Free short-term and long-term disability coverage from Liberty that replaces part of your pay if you can’t work.
Free, confidential help 24/7 for you and your family, from counseling to legal and financial questions.
An HSA with up to $1,000 from Liberty for HDHP members, plus health care, limited purpose and dependent care FSAs, all through HealthEquity.
Voluntary Allstate Identity Protection Pro+ Cyber: credit and dark web monitoring, device security and full identity restoration.
New for 2026: a MetLife Legal Plan with attorney help on more than 100 common legal matters.
$50,000 of free life and AD&D coverage from Liberty, plus optional coverage you can buy for yourself, your spouse and your children.
Three Cigna plans for everyone, plus two Kaiser HMOs for California employees. Preventive care is free in network on every plan.
MetLife pet insurance for dogs, cats and exotic pets, billed directly to you and good at any U.S. vet.
VSP Choice vision plan: a $10 eye exam every year, plus glasses or contacts with a $180 allowance.
Find Your Best-Fit Medical Plan
See which medical plan is right for your needs.
Answer three questions and we'll estimate what each 2026 medical plan could cost you for the year, counting both your paycheck deductions and what you'd pay when you get care.
A rough 2026 estimate for in-network care, based on each plan's deductible, copays, coinsurance and out-of-pocket maximum, plus 24 semi-monthly paycheck deductions. For the Cigna HDHP, the total subtracts the money Liberty puts in your HealthEquity HSA (up to $500 for just you, or $1,000 if you cover anyone else). For "Me + spouse," "Me + child(ren)" and "My family," the person with the most care uses the level you pick and everyone else has light use. Your real costs depend on the care you get and what your providers charge. Kaiser HMOs are only available to California residents and only cover care from Kaiser doctors and facilities. See Medical Insurance for full plan details. Questions? Email benefits@libertycompany.com or call 818-914-3986.