MetLife pet insurance helps pay vet bills when your dog, cat, bird, reptile or other pet gets sick or hurt. You can use any licensed vet in the U.S., and there are no breed exclusions.
How it works
You pay the vet, then submit a claim in the MetLife Pet app or online within 90 days. MetLife reimburses a percentage of the bill, up to 90%, depending on the plan you choose. You pick your reimbursement level and deductible when you get a quote, and your deductible drops $50 for every year you don’t get a claim reimbursement. A family plan can cover several cats and dogs on one policy.
You can add preventive care coverage for things like flea and tick prevention, heartworm medication, spaying or neutering and teeth cleaning.
How to enroll
Pet insurance isn’t deducted from your paycheck. You enroll and pay MetLife directly by credit card. Get a quote at metlife.com/getpetquote and choose The Liberty Company Insurance Brokers, LLC as your employer, or call 877-649-7351. You can enroll up to three pets online. Call for four or more pets, or for exotic pets.
MetLife holds a free pet insurance webinar each month in 2026. The dates are in the coverage documents below.
