Vision coverage is through VSP on the VSP Choice network. It pays for a yearly eye exam and helps with the cost of glasses or contact lenses. You can go out of network, but VSP only reimburses a set amount, so you’ll get more from a VSP doctor.
In-network coverage
- Eye exam: $10 copay, every calendar year
- Lenses: single vision, lined bifocal and lined trifocal lenses are included with a $25 copay, every calendar year
- Progressive lenses: standard $0, premium $95 to $105, custom $150 to $175
- Frames: $180 allowance every other calendar year, plus 20% off anything over the allowance
- Contacts (instead of glasses): $180 allowance every calendar year. The contact lens exam (fitting and evaluation) costs up to $60
Each year you can use your benefit for glasses or contacts, not both.
Out of network
If you see a non-VSP provider, pay the bill and send it to VSP. You’ll be reimbursed up to $45 for the exam, $70 for frames, $30 for single vision lenses, $50 for lined bifocal lenses, $65 for lined trifocal lenses and $105 for elective contacts.
Extra savings
- Retinal screening for up to $39 with your exam, and $0 if you have diabetes
- An extra $20 toward featured frame brands, plus 20% off prescription sunglasses
- 15% off laser vision correction at regular prices, or 5% off promotional prices
- 15% to 20% off contact solution, eye drops and vitamins through Vision Rescue, and more deals through VSP Simple Values
VSP doesn’t mail ID cards. Your eye doctor can look you up by Social Security number, or you can download a digital card from your VSP account. Find a VSP doctor at vsp.com or call 800-877-7195.
What you pay per paycheck
2026 semi-monthly deductions: $0.45 employee only, $2.08 employee + spouse/domestic partner, $2.16 employee + child(ren), $4.60 family.
